David J. Sullwold, CFP®, LUTCF

Helping you see your financial future....

Thank you for visiting my website.  I am a Financial Advisor who endeavors to assist my clients in achieving their financial dreams and aspirations.  By the sound application of fundamental financial planning principles, together, we develop a plan to achieve your goals.  By educating and communicating in a way that you can understand, I help you navigate through the myriad of financial concepts, products and ideas that you hear and read about and help you understand how they apply to you and your situation.  By developing a comprehensive written financial plan with you, I can contribute to your financial confidence regarding your financial life and dreams.  I continue by assisting you in implementation of the appropriate strategy and monitoring the results on an ongoing basis.  I am as committed to your success as anyone will ever be.

Strategies such as actively managing a portfolio or a buy and hold do not assure a profit and cannot guarantee against loss. Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principal. With any investment vehicle, past performance is not a guarantee of future results.
Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Lease Payment

How much would your monthly lease payment be?

More Calculators →

Newsletters

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

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